Mega Bank credit card options for a salary of three million : TeknoVidia

Transaction advantages using mega bank credit cards and their types

Few are satisfied after trading using Bank Mega credit cards. As one of Indonesia’s private banks, Bank Mega also offers credit card facilities that aim to provide convenience to customers when shopping.

Credit cards themselves seem to have become one of the lifestyles for most Indonesians, considering that there are many benefits that can be felt. You no longer need to wait for a monthly payment when you are tempted to buy for needs. Therefore, many people want to use credit cards for daily payment transactions.

For those who want to trade using a Mega Bank credit card, of course you should understand the terms to do and how to use it. Simply put, having a credit card like this is like getting a loan that later users can pay bills every month.

Each bank has different rules regarding the request to create a credit card, including Banco Mega. Therefore, in this review we will provide information about Banco Mega’s credit card (CC) services. For those who want to try to make transactions using a Mega Bank credit card, let’s first look at the full discussion here.

Transaction benefits using Mega Bank credit cards

This form of credit transaction provides many benefits for your users. One of them, Bank Mega usually offers special promotions and discounts when shopping at partner merchants for customers who use credit cards. For those of you who enjoy shopping at the Mall, you are sure that the benefits of this will be felt.

Not only that, The Mega Bank also provides facilitiesin the form of CC Mobile, which offers convenience to customers when they want to check transactions and accounts. The following are some of the benefits that will be earned if you use a Mega Bank credit card:

  1. Mega Bill

Facilitate the payment of routine bills every month, such as monthly internet/WiFi, light, water, TV and cablbills, BPJS and lain. Monthly payments of bills will be paid automatically via a credit card so that it is certain that there will be no delays that cause fines. With this benefit, it’s alsomore time consuming and practical, even if you’ll also receive Mega Rewards points.

  1. Mega Reward Point

Transaction using Bank Mega credit card , then you are also entitled to get Mega Reward Points. You will receive 1 point for each purchase worth RD$ 25,000 with this credit card, valid for multiples. Well, the points that were successfully collected can be used later to shop at Metro, Carrefour, Coffee Bean, Robins and others.

  1. Mega Top Up

Customers can also enjoy the benefits of the Mega Top Up facility, which is to complete prepaid credit by direct debit. However, for those who want to enjoy this feature, you can register first through call center 15 000 10 (PSTN) or 600 10 (HP). Fyi, you will still receive reward points if you make the transaction using this feature.

Mega Bank credit card options for a salary of three million

If you are interested in making transactions using a Mega Bank credit card, then first know which product is the most suitable and according to your monthly salary. As an illustration, here are some types of CC Mega BANK that are suitable for customers with a minimum wage of three million:

  1. Golden card

The requirements to apply for a Mega Gold Card must be at least 21 years old and have a minimum income of three million per month. The Mega Gold Card is suitable for those who want to use a credit card for the first time with a limit of up to R$ 2 million.

  1. Platinum card

There is also a type of Mega Platinum cc Card that has a limit of up to RP 10 million, but the condition is that you should have a minimum income of 5 million per month. Recommended for those of you who like to shop and travel.

  1. Travel Card

As the name implies, this credit card is suitable for those who like to travel by plane, as you can enjoy various free facilities up to more than 800 airport lounges in Indonesia and abroad.

  1. Transmart

Love shopping for Transmart or Carrefour? It is really mandatory to have this credit card because you will get a 10% discount and enjoy several attractive promotions from the two supermarkets.

  1. Silver Card

In addition to the Mega Gold Card, you can also choose this type of credit card with offers that are no less attractive. Like tour & travel packages, airline tickets, hotel deals and many others.

Choosing the appropriate credit card type

Trading using a Mega Bank credit card is not just for styles, make sure you actually use it for your needs. In addition, you also have to choose the type of credit card that suits the ability to pay installments later, because this payment system is like going into debt.

You receive a loan up to a certain limit according to the type of CC chosen. This means that every month you have an obligation to pay installments according to the provisions along with the mandatory annual contribution. Often new users pay little attention to things like this and only while they use CC.

Plus, choose the type of credit card that suits your capacity and needs. For example, for those who want to use it for regular purchases every month, then you can choose a Gold Mega Card or Silver Mega Card with sufficient limits.

Tips for trading using mega bank credit cards securely

The transaction using a credit card is not 100% guaranteed as secure, as security also depends on the user himself. Therefore, pay attention to the following important tips to be safe when making the transaction using mega credit cards:

  1. Online shopping on trusted websites

Do not buy randomly online, especially if you are asked for personal data related to credit cards. Not to mention if the site does not have a high level of encryption/security, it may be that your credit card details have been stolen by individuals.

  1. Do not transact using public WiFi

For security reasons, avoid trading credit cards using public WiFi, let alone free ones. Actions like this are very risky and can cause you to be abused by hackers.

  1. Does not store card numbers on mobile phones

Also, you should not store important information related to credit card data on your phone. Imagine if the phone was lost? So you don’t rule out the possibility that you might be abused by others who want to give you a favor.

  1. Beware of fake emails

It is not uncommon for CC users to get an email where they are asked to provide credit card information. It is better to be more careful, distinguish which emails are official and which are not. Cc numbers are confidential, especially passwords where both should not be reported to other parties, including the mega bank.

Isit arrangedto use or make a credit card? In fact, recently, more and more people are interested in using credit cards because of ease of payment. Regardless of the reason, be sure to choose the appropriate type of credit card so that in the future  you can trade using Mega Bank credit cards with comfort, security and without any obstacles.

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